Nelis Lutfi Irwanto Putri and Muhammad Hartana Iswandi Putra, “Analisis Pengaruh Variabel Inflasi, Bi Rate, Pandemi Covid-19, dan Non Performing Loan Terhadap Simpanan Masyarakat (Periode Kuartal I 2018-2025 Kuartal II) : Penelitian ”, JERKIN, vol. 4, no. 2, pp. 8582–8585, Oct. 2025.