Peningkatan Kinerja UMKM Melalui Pelatihan Manajemen Keuangan Sederhana di Distrik X
DOI:
https://doi.org/10.31004/jerkin.v4i3.4475Keywords:
UMKM, manajemen keuangan, pelatihan, pengabdian masyarakatAbstract
Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian lokal, namun sebagian besar pelaku UMKM masih menghadapi keterbatasan dalam pengelolaan keuangan usaha. Permasalahan yang umum dijumpai adalah tidak adanya pencatatan keuangan yang sistematis sehingga pelaku usaha kesulitan mengetahui laba, arus kas, serta perkembangan usaha. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan pelaku UMKM dalam menerapkan manajemen keuangan sederhana. Metode pelaksanaan meliputi sosialisasi, pelatihan, dan pendampingan langsung kepada mitra UMKM. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terhadap konsep dasar manajemen keuangan, kemampuan menyusun pencatatan keuangan sederhana, serta kesadaran akan pentingnya pemisahan keuangan usaha dan pribadi. Kegiatan ini diharapkan dapat meningkatkan kinerja dan keberlanjutan UMKM.
References
Anthanasius Fomum, T., & Opperman, P. (2023). Financial inclusion and performance of MSMEs in Eswatini. International Journal of Social Economics, 50(11), 1551–1567. https://doi.org/10.1108/IJSE-10-2020-0689
Budiarto, D. S., Prabowo, M. A., & Kartika, T. N. (2023). does performance improve sustainability? empirical research on indonesian msmes. International Journal of Business and Society, 24(3), 1252–1265. https://doi.org/10.33736/ijbs.6422.2023
Febriansyah, A., Syafei, M. Y., Narimawati, U., Chochole, T., & Stakic, A. J. (2024). How Important is Financial Inclusion for the Performance of MSMEs? Australasian Accounting, Business and Finance Journal, 18(5 Special Issue), 53–66. https://doi.org/10.14453/aabfj.v18i5.04
Idrus, M. I. (2026). The implementation of financial statements based on sak emkm in micro, small, and medium enterprises (case study of mutiara laundry umkm). Multidisciplinary Science Journal, 8. https://doi.org/10.31893/multiscience.2026212
Indrawati, N. K., Muljaningsih, S., Juwita, H. A. J., Jazuli, A. M., Nurmasari, N. D., & Fahlevi, M. (2025). The mediator role of risk tolerance and risk perception in the relationship between financial literacy and financing decision. Cogent Business and Management, 12(1). https://doi.org/10.1080/23311975.2025.2468877
Kasmir. (2018). Kewirausahaan. PT RajaGrafindo Persada.
Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). Pearson Education Limited.
Kumarasamy, D., Singh, P., & Sharma, A. K. (2024). Financial accessibility and MSME’s labour productivity: evidence from developing countries. Indian Growth and Development Review, 17(2), 186–206. https://doi.org/10.1108/IGDR-08-2023-0115
Munawir, S. (2016). Analisis Laporan Keuangan. Liberty.
Nugraheni, P., Darma, E. S., & Muhammad, R. (2025). Adoption of Digital Technology and Financial Knowledge: Strategies for Achieving Sustainable Performance of MSMEs. Journal of Risk and Financial Management, 18(11). https://doi.org/10.3390/jrfm18110646
Perdana, B. S., Ma’shum, A. M. M. H., & Susminingsih, S. (2024). Evaluation of the effectiveness of the ‘3-in-1’ financial reporting model in supporting the sustainability of MSMEs. Accounting and Financial Control, 5(1), 16–28. https://doi.org/10.21511/afc.05(1).2024.02
Resmi, S., Pahlevi, R. W., & Sayekti, F. (2022). improving environmental management literacy and performance of micro, small and medium enterprises (MSMEs) through financial training. Procedia Environmental Science, Engineering and Management, 8(4), 931–938.
Riyanto, B. (2017). Dasar-dasar Pembelanjaan Perusahaan. BPFE.
Roffia, P., Henschel, T., & Getzin, F. (2025). Nice to value. Unraveling the nexus between management accounting use and financial performance: A quantitative study of SMEs. Journal of the International Council for Small Business, 6(1), 48–54. https://doi.org/10.1080/26437015.2024.2386267
Singla, A. (2022). Financial literacy of entrepreneurs: a systematic review. Managerial Finance, 48(9–10), 1352–1371. https://doi.org/10.1108/MF-06-2021-0260
Soetjipto, B. E., Utaberta, N., Wardoyo, C., & Hermawan, A. (2023). Innovation capability and risk attitude mediate the effects of knowledge management and financial literacy on MSME performance. Journal of Social Economics Research, 10(4), 194–214. https://doi.org/10.18488/35.v10i4.3555
Ulupui, I. G. K. A., Zairin, G. M., Sutanti, F. D., Khairunnisa, H., Zakaria, A., & Nurmalita, S. (2025). Enhancing MSME performance: the role of FinTech literacy, financial literacy and competitive pressure. World Review of Entrepreneurship, Management and Sustainable Development, 21(4), 1–26. https://doi.org/10.1504/WREMSD.2025.149096
Zuhroh, D., Jermias, J., Ratnasari, S. L., Nurjanah, E., & Fahlevi, M. (2025). The impact of sharing economy platforms, management accounting systems, and demographic factors on financial performance: Exploring the role of formal and informal education in MSMEs. Journal of Open Innovation: Technology, Market, and Complexity, 11(1). https://doi.org/10.1016/j.joitmc.2024.100447
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Yohanes Ngamal, Maxi Ali Perajaka, Yohanes Jimmy Nami

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.












