Pelatihan Pemanfaatan Aplikasi Pencatatan Keuangan Digital Berbasis Android bagi UMKM Pengrajin Pot Tanaman: Pengabdian

Dyah Rhetno Wardhani; Fajar Erlangga; Rahman Abdillah; Vickry Ramdhan; Adhityo Kuncoro

doi:10.31004/jerkin.v4i4.6184

Authors

Dyah Rhetno Wardhani Universitas Indraprasta PGRI
Fajar Erlangga Universitas Indraprasta PGRI
Rahman Abdillah Universitas Indraprasta PGRI
Vickry Ramdhan Universitas Indraprasta PGRI
Adhityo Kuncoro Universitas Indraprasta PGRI

DOI:

https://doi.org/10.31004/jerkin.v4i4.6184

Keywords:

UMKM, Pembukuan Digital, Literasi Keuangan, Aplikasi Android, Pengrajin Pot Tanaman

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kemampuan pengelolaan keuangan UMKM melalui pelatihan penggunaan aplikasi pencatatan keuangan digital berbasis Android. Kegiatan ini dilaksanakan di UMKM Win’s Pots di Bojong Gede, Bogor, dengan melibatkan dua pelaku usaha. Metode yang digunakan adalah pendekatan pelatihan partisipatif yang terdiri dari tahap pra-asesmen, pelatihan, monitoring, dan evaluasi pasca-kegiatan. Hasil kegiatan menunjukkan adanya peningkatan signifikan dalam praktik pencatatan keuangan, dari yang sebelumnya tidak teratur secara manual menjadi pencatatan digital yang sistematis. Kinerja penjualan juga mengalami peningkatan, khususnya pada produk rak pot, serta terjadi pergeseran saluran penjualan dari offline ke platform online. Selain itu, efisiensi operasional meningkat melalui pencatatan transaksi yang lebih cepat dan pelaporan yang otomatis. Temuan kualitatif menunjukkan bahwa kemudahan penggunaan dan persepsi manfaat menjadi faktor utama yang mendorong adopsi teknologi, yang pada akhirnya mendukung pengambilan keputusan berbasis data. Studi ini menunjukkan bahwa penggunaan alat keuangan digital yang sederhana dapat meningkatkan literasi keuangan, memperbaiki kinerja usaha, dan mendukung keberlanjutan UMKM.

References

Agyapong, D., & Attram, A. B. (2019). Effect of owner-manager’s financial literacy on the performance of SMEs in Ghana. Journal of Small Business Management, 57(2), 232–247. https://doi.org/10.1080/00472778.2018.1480437

Amin, M., & Widodo, T. (2022). Digital financial literacy and SME sustainability. Sustainability, 14(4), 2135. https://doi.org/10.3390/su14042135

Beck, T., & Demirgüç-Kunt, A. (2006). Small and medium-size enterprises: Access to finance as a growth constraint. Journal of Banking & Finance, 30(11), 2931–2943. https://doi.org/10.1016/j.jbankfin.2006.05.013

Bongomin, G. O. C., Ntayi, J. M., Munene, J. C., & Malinga, C. A. (2017). The relationship between access to finance and growth of SMEs. Journal of Small Business and Enterprise Development, 24(3), 520–538. https://doi.org/10.1108/JSBED-11-2016-0171

Bukht, R., & Heeks, R. (2017). Defining, conceptualising and measuring the digital economy. Development Informatics Working Paper. https://doi.org/10.2139/ssrn.3431732

Dwivedi, Y. K., Hughes, D. L., Coombs, C., et al. (2020). Impact of COVID-19 pandemic on information management research. International Journal of Information Management, 55, 102211. https://doi.org/10.1016/j.ijinfomgt.2020.102211

Ghobakhloo, M., & Ching, N. T. (2019). Adoption of digital technologies in SMEs. Journal of Industrial Information Integration, 16, 100107. https://doi.org/10.1016/j.jii.2019.100107

Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate data analysis (8th ed.). Cengage.

Laudon, K. C., & Laudon, J. P. (2020). Management information systems (16th ed.). Pearson.

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5

Napitupulu, D., et al. (2020). Digital transformation readiness in SMEs. Journal of Physics: Conference Series, 1567, 042048. https://doi.org/10.1088/1742-6596/1567/4/042048

OECD. (2020). Financing SMEs and entrepreneurs 2020: An OECD scoreboard. https://doi.org/10.1787/061fe03d-en

Rahayu, R., & Day, J. (2015). Determinant factors of e-commerce adoption by SMEs. Telematics and Informatics, 32(2), 289–301. https://doi.org/10.1016/j.tele.2014.12.005

Ramdani, B., Chevers, D., & Williams, D. (2013). SMEs’ adoption of enterprise applications. Journal of Small Business and Enterprise Development, 20(4), 735–753. https://doi.org/10.1108/JSBED-12-2011-0035

Setiawan, B., Raharjo, K., & Susanto, E. (2021). Digital accounting adoption and MSME performance. Heliyon, 7(10), e08190. https://doi.org/10.1016/j.heliyon.2021.e08190

Susanto, A., & Meiryani. (2019). The impact of accounting information systems on MSME performance. International Journal of Scientific & Technology Research. https://doi.org/10.5281/zenodo.3475162

Tambunan, T. (2019). Recent evidence of the development of MSMEs in Indonesia. Journal of Global Entrepreneurship Research, 9(1), 1–15. https://doi.org/10.1186/s40497-018-0140-4

Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003). User acceptance of information technology. MIS Quarterly, 27(3), 425–478. https://doi.org/10.2307/30036540

Davis, F. D. (1989). Perceived usefulness and ease of use. MIS Quarterly, 13(3), 319–340. https://doi.org/10.2307/249008

Gherghina, Ș. C., et al. (2020). Small business performance and financial literacy. Sustainability, 12(23), 1–17. https://doi.org/10.3390/su12239888

Klapper, L., Lusardi, A., & Van Oudheusden, P. (2015). Financial literacy worldwide. World Bank. https://doi.org/10.1596/978-1-4648-0662-4

Maroufkhani, P., et al. (2022). Big data analytics adoption in SMEs. Journal of Business Research, 143, 1–15. https://doi.org/10.1016/j.jbusres.2022.01.047

Nguyen, T. H., et al. (2020). Digital transformation in SMEs. Technological Forecasting and Social Change, 152, 119870. https://doi.org/10.1016/j.techfore.2019.119870

Osei-Assibey, E. (2015). Financial inclusion and SMEs growth. Journal of African Business, 16(1–2), 56–75. https://doi.org/10.1080/15228916.2015.1061283

Widiastuti, N., & Mustikawati, I. (2021). Pengaruh penggunaan aplikasi keuangan digital terhadap literasi keuangan UMKM. Jurnal Akuntansi dan Keuangan, 10(2), 115–126.